EMAIL ME
[email protected]About me.
Joseph Viganola ‘s career spans over 10 years specializing in finding the right mortgage loan solution for his clients. As a Residential Home Funding mortgage Branch Manager, Joe’s concentration has been in Hudson & Bergen County’s along the Gold Coast. Joseph’s extensive knowledge stems back to his 2013 roots, working multiple capacities within the retail banking sector—this was prior to becoming a dedicated Loan Officer. While at Bogota Savings Bank, Joseph’s passion to support his clients quickly earned him “top producer” recognition. At the same time, Joseph obtained a degree in Economics & Finance from Ramapo College of New Jersey.
Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.
Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.