Cardinal Special Purpose Credit Program

We know down payments can be a hurdle to homeownership. That’s why we’re proud to offer the Cardinal Special Purpose Credit Program. This down payment assistance program can help you cover appraisal credits and more costs associated with purchasing a home.

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  • Up to $6,500 in grants for qualified borrowers
  • Additional appraisal credits, including a credit for home warranty

Homeownership, minus the hurdles.

To qualify for down payment assistance, at least one occupying borrower on the loan must be a first-time home buyer. A first-time home buyer is defined as someone who hasn’t owned a home in the last three years. Down payment assistance and community lending programs are for owner-occupant buyers only and cannot be used on investment properties.

Related loan products.

Conventional Purchase

It’s popular for a reason.

When you need a straightforward mortgage, a conventional loan fits the bill. This popular choice offers fixed and adjustable rates, 10-30 year terms, and as little as 3% down. It’s also the easiest loan type for dropping private mortgage insurance.

Buying a Condo

Need easy access to city life and community amenities? A condo loan can help you build home equity without compromising on location.

HomeStyle Renovation

From major renovation to minor restoration, this loan can conveniently fund various projects, including repairs, energy updates, landscaping, and luxury upgrades.

Featured blogs

The mortgage world is constantly changing. Check out our latest blog posts to keep up and stay wise to the market.

Make this loan yours.