I thought I was already approved. Why does underwriting need to approve me again?

Remember when the housing market crashed in 2008? Yeah, we don’t want that to happen again. That’s why we put your loan through a series of rigorous checks to ensure its approval from start to finish. You may hear things like pre-qualification, pre-approval, approval with conditions, and final loan approval or clear to close. All these mean that your loan is making its way through our well-oiled mortgage machine.

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