What is the underwriter looking for on my application?

The underwriter reviews everything from your credit, income, and assets to the appraisal, title, and more, with the goal of approving the loan. Ultimately, they want to make sure there are no red flags that point to fraud, inability to repay, and the like. It’s a crucial part of the process that verifies your ability to pay back the loan—and the home itself as collateral for the loan.

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