Stephen Baker

Stephen Baker

Senior Loan Originator
NMLS #432353
Office: 971.233.6665
Call or Text: 503.277.9035
Fax: 971.233.6665
9330 NE Vancouver Mall Dr, Ste 203,
Vancouver, WA 98662

About me.

I am passionate about helping individuals and families achieve their homeownership dreams, I've dedicated my career to understanding the intricacies of the mortgage industry. With a commitment to excellence and a client-first approach, I strive to provide seamless, transparent, and personalized mortgage solutions.

At Cardinal Financial, I'm backed by a team of industry experts and cutting-edge technology, ensuring that every client receives the best possible service. Whether you're a first-time homebuyer, looking to refinance, exploring investment opportunities, or seeking construction and renovation loan options, I'm here to guide you every step of the way.

I'm excited to work with you so please don't hesitate to reach out and let's chat!

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.