Cardinal Financial® Third-Party Origination Announces New Non-Delegated Correspondent Channel

This marks a strategic expansion for Cardinal Financial, helping brokers grow through faster automation, stronger processing, and smarter execution.

CHARLOTTE, NC – January 28, 2026 – Cardinal Financial Third-Party Origination, a leading provider of mortgage lending solutions, has officially launched its Non-Delegated Correspondent program, designed to help independent mortgage lenders scale with transparency, speed, and control.

The program allows approved Non-Delegated Correspondents to originate loans in their own name while using Cardinal Financial’s loan technology, Octane^®. Octane handles underwriting, pricing, and more to streamline operations without sacrificing clarity or control.  

“In a competitive market, lenders need to focus on reliability and efficiency,” said Karl Benjamin, Executive Vice President of Third-Party Origination at Cardinal Financial. “Our Non-Delegated Correspondent Program was designed with broker input to deliver stronger processing support, clearer visibility, and faster automation, giving our partners a strategic advantage.”

The launch of this program builds on a year of growth within Cardinal Financial’s Third-Party Origination division, which has introduced several new options to expand opportunity and flexibility for brokers. This includes Cardinal Complete, a full-service loan processing solution that streamlines workflow and enhances profitability, and a suite of Non-QM products, offering flexible solutions for clients with non-traditional income sources. Alongside its Non-Delegated Correspondent program, these initiatives reflect Cardinal Financial’s commitment to empowering partners through smarter technology, broader product access, and a more seamless path to growth.

To apply to be a Non-Delegated Correspondent, partners can contact their Account Executive to learn more and complete an application. For more information on Cardinal Financial’s Third-Party Origination Non-Delegated Correspondent program visit www.cfwholesale.com/correspondent.  

About Cardinal Financial Company:

Cardinal Financial® is ending the mortgage mayhem. Powered by our living loan engine, Octane®, we deliver Speed to Mortgage™ with certainty from application to close — real approvals, real numbers, and real confidence. With operations in all 50 states, we’re combining automation with human expertise to turn lending complexity into clarity. Driven by innovation and a commitment to doing what’s right, we’re building the future of modern home lending with every clear, confident close. 

Learn More: www.cfwholesale.com or follow us on Facebook, and LinkedIn.