first-time buyer
Freddie Mac LTV: Lower Barriers to Wealth-Building
Buying a multi-unit home means you can build home equity AND generate rental income, all with one mortgage. Freddie Mac’s LTV ratios for multi-unit homes are now higher, which means down payment […]
Mortgage Crowdfunding: Good Idea or Slippery Slope?
If you’re short on a down payment, mortgage crowdfunding might be tempting. It’s a newer trend that’s popping up in the mortgage industry. But is mortgage crowdfunding a good idea or a […]
What Affects Your Credit Score? Here’s What You Need to Know
Ever wondered what affects your credit score? Credit score. It’s a topic that’s widely discussed in the financial industry but it’s also one that’s hazy or even confusing to many people. Have […]
Millennials: Bridging the Housing Market’s Racial Divide
Don’t look now, but Millennials are buying houses and breaking barriers. They said it couldn’t be done, but the same Millennials who analysts deemed destined for a lifetime of renting are not […]