housing market
Who Sets Mortgage Rates? Everything You Ever Wanted to Know
Sure, you can google, “who sets mortgage rates?” and, “why do mortgage interest rates change?” But, you’ll probably be a bit baffled by the results. Is it the Federal Reserve or the […]
Low Appraisals/Appraisal Gaps: What You Should Know
So, you’re buying a house. You crunched the numbers and you’re ready to nail this purchase. There’s just one issue: the appraisal reflects a lower value than your offer. This is called […]
Home Buyer Survival Guide: Buyer’s Market vs. Seller’s Market
When it comes to home buying, there’s no shortage of things to consider. You’ve got the neighborhood, the price range, and the home itself. Then, there’s choosing the right lender and real […]
Smart Goals for Buying a House
Is your New Year’s resolution to become a homeowner? You’ve come to the right place. Many people are making plans and taking steps toward the goal of homeownership this year. So, why […]
5 Bold Housing Market Predictions 2019
Knowing the housing market predictions for 2019 is crucial to getting ahead in your real estate business. Some say “Change is the only constant” and in the mortgage biz, this couldn’t be […]
House Price Seasonality and Why It Matters
What role does seasonality play in the housing market? Just like any other market, there are patterns in the housing market that affect supply, demand, and price over time. In some markets, […]
School District Impact on Property Values and Home Prices
School district impact on property values can influence home prices and home buying trends. It’s back-to-school season and we can’t think of a better way to get into the school spirit than […]
Homeowners Catch a Break with the Homestead Credit
Eligible homeowners who apply for the homestead credit can get property tax relief. We’ve said it before, but it’s often cheaper to buy than rent. But once someone becomes a homeowner, they […]
Low Down Payment Mortgages Are Making a Comeback
After falling out of grace following the housing crisis, low down payment mortgages are back with a different look. Don’t look now, but low down payment mortgage loans are back—but not in […]
How to Win in a Competitive Housing Market
In the most competitive housing market on record, you’ll need a survival kit to secure the home of your dreams! Whether you believe in climate change or not, there’s no denying that […]
The Difference Between an Investment Property Mortgage and a Second Home Mortgage
How is an investment property mortgage different from a second home mortgage? Read on to find out. We are not providing tax, financial, or legal advice in this blog post. The difference […]